INTRODUCTION
Arve Limited (QuickCheck) has created this Privacy Policy to explain how QuickCheck
collects, uses, discloses and protects your Personal Data, including any other
information.
You accept this Privacy Policy and hereby give QuickCheck consent to save, process
and use your Personal Data to the extent as allowed by law when you provide us with
details of your Personal Data or by clicking on the “accept” button. You have the right
to withdraw your consent at any time, provided that we do not have another legal basis
to keep processing your Personal Data.
We may change this Privacy Policy from time to time. If we make changes, we will
notify you by revising the date at the top of this policy, and in some cases, we may
provide you with additional notice (such as by adding a statement to the homepages of
our website or mobile application or by sending you an email notification).
We encourage you to review the Privacy Policy whenever you interact with us to stay
informed about our information practices and the ways you can help protect your
privacy.
COLLECTION OF INFORMATION
We may collect and process the following information about you:
Information that you provide to us, for example when you fill out a contact or
web form, or if you register to receive alerts or updates.
When you provide your Personal Data while signing up on our App or
applying for a loan.
Personal Data that we obtain or learn, such as information about the browser
or device you use to access this site, how you use this site and the pages you
visit, traffic and location data
When you contact our customer support whether by phone, email, or chat
We may also ask you for information if you experience problems when using
this site. We may also ask you to complete surveys for research purposes,
although you don’t have to respond to these.
Personal Data we receive from other sources: We are working closely with
third parties (including, for example, VISA We will notify you when we receive
Personal Data about you from them and the purposes for which we intend to
use that Personal Data.
USE OF PERSONAL DATA
We may use your Personal Data, including non-public Personal Data as follows:
i. Provide, maintain, and improve our services
ii. Provide and deliver the products and services you request, process transactions
and send you related information, including confirmations
iii. Verify your identity and prevent fraud.
Iv. Send you technical notices, updates, security alerts and support and administrative
messages.
v. Respond to your comments, questions and requests and provide customer service.
vi. Communicate with you about products, services, offers, promotions, rewards, and
events offered by QuickCheck and others and provide news and information we think
will be of interest to you.
vii. Monitor and analyse trends, usage and activities in connection with our services
viii. Personalize and improve the services and provide advertisements, content or
features that match user profiles or interests.
ix. Process and deliver contest or promotion entries and rewards.
x. Link or combine with information we get from others to help understand your needs
and provide you with better service.
xi. Carry out any other purpose for which the Personal Data was collected.
QuickCheck is based in Nigeria and the information we collect is governed by the
Nigeria Data Protection Act (NDPA) and Regulations made thereto and Nigeria Data
Protection Regulation (NDPR) as well as other regulations made hereunder; (together
“Nigeria Data Protection Laws"). By accessing or using the Services or otherwise
providing information to us, you consent to the processing and transfer of information
in and to Nigeria.
DISCLOSURE OF INFORMATION
QuickCheck only discloses Personal Data with other companies or individuals in the
following limited circumstances:
We may provide such Personal Data to affiliated companies or other trusted
businesses or persons for the purpose of processing Personal Data on our
behalf. We require that these parties agree to process such Personal Data
based on our instructions and in compliance with the Nigerian Data Protection
Laws and any other appropriate confidentiality and security measures. When
they no longer need your Personal Data to fulfil this service, they will dispose of
the details in line with the Nigerian Data Protection Laws.
With other non-affiliated companies for our everyday business purposes,
such as to process transactions, maintain accounts, respond to court orders
and legal investigations.
In response to a request for Personal Data, if we are required by, or we
believe disclosure is in accordance with, any applicable law, regulation or legal
process.
With relevant law enforcement officials or other third parties, such as
investigators or auditors, if we believe it is appropriate.
In connection with, or during negotiations of, any merger, sale of
QuickCheck’s assets, financing or acquisition of all or a portion of our business
to another company; and
With your consent or at your direction, including if we notify you that the
Personal Data you provide will be shared in a particular manner and you
provide such Personal Data.
We may also share aggregated or de-identified or anonymized Information,
which cannot reasonably be used to identify you.
When QuickCheck does not have a lawful basis for disclosure of your Personal Data,
QuickCheck will obtain consent from you before sharing your Personal Data with third
parties. Where QuickCheck needs to transfer your Personal Data to another country,
such country must have an adequate data protection law. We will seek your consent
where we need to send your Personal Data to a country without an adequate data
protection law.
SECURITY
QuickCheck takes reasonable measures to help protect all Personal Data about you
from loss, theft, misuse and unauthorized access, disclosure, alteration and
destruction. Additionally, QuickCheck implements policies designed to protect the
confidentiality and security of your Personal Data, including a Data Protection Policy.
We have also taken measures to comply with provision of security facilities for the
protection of your Personal Data through the set-up of firewalls, limited access to
specified authorized individuals, encryption and continuous capacity building for
relevant personnel. We therefore have digital and physical security measures to limit
and eliminate possibilities of data privacy breach incidents.
HOW LONG WE KEEP YOUR PERSONAL DATA
We will hold your Personal Data on QuickCheck’s systems for as long as it is
necessary to fulfil the purpose for which it was collected or to comply with legal,
regulatory or internal policy requirements.
WHERE WE STORE YOUR PERSONAL DATA
The Personal Data QuickCheck collects from you may be transferred to and stored at
a destination outside Nigeria. By submitting your Personal Data, you agree to this
transfer, storing or processing. We will take all steps reasonably necessary to ensure
that your Personal Data is treated securely with an appropriate level of protection and
that the transfer is lawful.
YOUR RIGHTS AS A DATA SUBJECT
The law gives you certain rights in respect to your Personal Data QuickCheck holds
about you. Below is a highlight of some of those rights. At any point while we are in
possession of or processing your Personal Data, you, the Data Subject has the
following rights:
RIGHT OF ACCESS – You have the right to request a copy of the information
that we hold about you. We will respond to your access request within one-
month of receiving your request. Where we are not able to provide this
personal data to you within the One-Month timeline provided by the Nigerian
Data Protection Laws, we will communicate the same to you, and may request
an additional time within which we will provide the information to you. Your
Personal Data shall be provided to you in a structured, commonly used and
machine-readable format.
RIGHT TO RECTIFY – You have the right to correct the Personal Data we hold
about you that is inaccurate.
RIGHT TO BE FORGOTTEN – In certain circumstances you may ask for the
data we hold about you to be erased from our record.
RIGHT TO RESTRICT PROCESSING – Where certain conditions apply, you
have a right to restrict processing of your Personal Data.
RIGHT TO PORTABILITY – You have the right to have your Personal Data
transferred to another organisation.
LODGE COMPLAINT – You have a right to lodge a complaint about the
handling of your Personal Data with the Nigeria Data Protection Commission
(NDPC) at https://ndpc.gov.ng/
RIGHT TO OBJECT – You have the right to object to the Processing of
Personal Data.
NDPC’s website ( https://ndpc.gov.ng/) has a wealth of useful information in respect of
your rights over your Personal Data. If you wish to exercise your rights, you may
contact our Data Protection Officer at questions@quickcheck.ng.
BREACH/ PRIVACY VIOLATION
In the event of a breach of security leading to the accidental or unlawful destruction,
loss, alteration, unauthorized disclosure of, or access to Personal Data, QuickCheck
shall within 72 (Seventy-Two) hours of having knowledge of such breach report the
details of the breach to the Commission.
Furthermore, where we ascertain that such breach is detrimental to your rights and
freedoms in relation to your Personal Data, we shall within 7 (Seven) days of having
knowledge of the occurrence of such breach take steps to inform you of the breach
incident, the risk to your rights and freedoms resulting from such breach and any
course of action to remedy said breach.
QUESTIONS OR CONCERNS
If you have any questions or concerns about this Privacy Policy or would like to contact
us for any reason, you can contact us at questions@quickcheck.ng.